We are delighted to announce that our physical office is re-opening to our existing and new clients. To provide safety to both our clients and staff, we are adapting the CDC guidelines for social distancing while we are in the yellow phase. Rest assured, that we have and will continue to regularly clean all areas of the office especially the high-traffic areas. All attorneys and staff will have their temperature taken daily and will be wearing masks when interacting with clients. Any attorneys and staff with a temperature of 100.4 degrees Fahrenheit or higher will work remotely. They will then be required to follow CDCrecommended steps, including not returning to work until the CDC criteria to discontinue home isolation are met.

As the health and safety of our clients and their families is our top priority, we are asking that our clients follow the procedures below during the yellow phase:

  1. Upon entering the building, we ask that all persons wash their hands or hand-sanitize. We will be providing access to soap, hand sanitizer and disinfectant wipes.
  2. We will also be taking temperatures with non-contact thermometers upon entering the office.
  3. Our office is set-up to comply with social distancing of six feet. In the conference and mediation rooms we are asking that each person sit a minimum of one chair apart from attorneys and/or staff at all times.
  4. Masks are available and will be provided open request.
  5. Teleconferences Zoom meetings, and FaceTime are available in lieu of inperson meetings if requested.
  6. We will continue to have the drop-box available for delivery of documents.

In the event that anyone is sick or have been exposed to COVID-19, we ask that you reschedule your appointment or utilize the electronic forums listed above.

As each county determines the procedures that will be followed, please ask your attorney of the specific procedures regarding the county in which your case in pending.

Please note that we will also continue to accommodate the needs of new clients, who are welcome, and as always we encourage and appreciate referrals. During this uncertain and unprecedented time, please stay safe and remember that Sweeney Law Office, LLC will remain by your side for all of your family’s legal needs. We ask that you have patience during this challenging time.

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How is life insurance managed in a Pittsburgh divorce settlement?

When a Pittsburgh couple divorces, there are numerous factors that go into the process. Assets and property have to be divided, child custody and support agreements may have to be made, as well as issues of spousal support. However, there are many smaller, but impactful, factors that must also be decided that could fall by the wayside in a divorce settlement.

Life insurance is one of these issues that can often be overlooked or inadequately addressed during the negotiation process. While it can be a huge benefit in the event its needed, it is such a rarely used item that it may not be the first thing many couples think of when they divorce. It is also something that comes with the potential for mistakes that are easy to avoid, but can have hard consequences should they be overlooked.

In a divorce, it is common that the former spouse that is responsible for alimony and/or child support is also required to purchase and maintain term life insurance for the financial protection of their former spouse and their children. In the mess that can come with divorce, the most common mistakes that come with life insurance are underinsurance, a policy that has lapsed due to failed payments, and attempting to change the beneficiary to a new spouse. Continuing to pay premiums, ensuring the policy actually covers all individuals it needs to, and keeping a former spouse and children listed as beneficiaries can prevent these issues.

Term life insurance not only benefits the former spouse, but also protects any children shared between the divorcing couple. Should something happen to one parent, these policies can help pay off mortgages, put kids through school, and cover old debts. It can be difficult to understand how to handle items such as this during the stress of a divorce settlement, and some Pittsburgh couples find peace of mind in obtaining the assistance of professionals who are aware of all factors that go into dissolving a marriage.

Source: Live Insurance News, “Life insurance and divorce – what to do with a term policy?,” Chris Taylor, July 23, 2012

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