We are delighted to announce that our physical office is re-opening to our existing and new clients. To provide safety to both our clients and staff, we are adapting the CDC guidelines for social distancing while we are in the yellow phase. Rest assured, that we have and will continue to regularly clean all areas of the office especially the high-traffic areas. All attorneys and staff will have their temperature taken daily and will be wearing masks when interacting with clients. Any attorneys and staff with a temperature of 100.4 degrees Fahrenheit or higher will work remotely. They will then be required to follow CDCrecommended steps, including not returning to work until the CDC criteria to discontinue home isolation are met.

As the health and safety of our clients and their families is our top priority, we are asking that our clients follow the procedures below during the yellow phase:

  1. Upon entering the building, we ask that all persons wash their hands or hand-sanitize. We will be providing access to soap, hand sanitizer and disinfectant wipes.
  2. We will also be taking temperatures with non-contact thermometers upon entering the office.
  3. Our office is set-up to comply with social distancing of six feet. In the conference and mediation rooms we are asking that each person sit a minimum of one chair apart from attorneys and/or staff at all times.
  4. Masks are available and will be provided open request.
  5. Teleconferences Zoom meetings, and FaceTime are available in lieu of inperson meetings if requested.
  6. We will continue to have the drop-box available for delivery of documents.

In the event that anyone is sick or have been exposed to COVID-19, we ask that you reschedule your appointment or utilize the electronic forums listed above.

As each county determines the procedures that will be followed, please ask your attorney of the specific procedures regarding the county in which your case in pending.

Please note that we will also continue to accommodate the needs of new clients, who are welcome, and as always we encourage and appreciate referrals. During this uncertain and unprecedented time, please stay safe and remember that Sweeney Law Office, LLC will remain by your side for all of your family’s legal needs. We ask that you have patience during this challenging time.

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Life insurance for estate planning and divorce

Going through a divorce in Pennsylvania can be stressful. It can put a strain on a person’s mental, emotional and financial state. Some of the stress of divorce is unavoidable as it is a process that impacts nearly every area of a person’s life. It is possible, though, to mitigate some of the stresses, especially those that are related to finances. People who are considering or going through a divorce might reduce the financial burden by using life insurance.

Life insurance can be an effective tool for estate planning regardless of the person’s marital status, but it can be especially effective for people who are divorced or divorcing. People who have established insurance policies can use the funds to make withdrawals or loans to cover expenses related to the divorce, which might stretch on for months or years. A life insurance policy can also be used to protect the person’s income once the divorce is finalized. A policy taken out on the ex-spouse who pays alimony can protect that income for the other spouse.

A life insurance policy can also be used to pay off debts, preventing the person from having to liquidate assets to cover them. If the policy is set up properly, there may be no tax consequences to withdrawing funds. For estate planning, a life insurance policy can provide peace of mind that any inheritance for children is also protected.

People who have questions about divorce or estate planning in Pennsylvania might want to speak with an attorney. An attorney who practices estate planning and probate law may be able to help by examining the client’s circumstances and suggesting instruments like a will, trusts, powers of attorney or life insurance policies. With a bit of planning, the client may be assured that his or her loved ones will be taken care of after death.

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